Welcome to "Ask an Expert"! The purpose of this Discussion is to allow forum users, whether licensed or not, to ask advice from our panel of experts, which I am building. If you would like to be considered as an expert in any of the following fields: Real Estate Agent, Real Estate Broker, Appraiser, Mortgage, Title, or Home Inspection, please contact me directly at brenda.savage@gmail.com. I will be looking for experts from all over the country in these categories. Experts must provide a resume' and references, and are subject to admin approval. All "Experts" will be monitored. This is a great opportunity to help the public as well as each other, with the entire real estate transaction process. Meanwhile, feel free to post any questions that you may have, and if I don't have an expert yet, I'll find one!